• Paying the Costs of Climate Resilience

    The idea that climate pollution can be eliminated by political edict overestimates political power and underestimates economic power. It is not simply powerful economic interests that influence public policy, but the sense of economic well-being perceived and experienced by the mass public. The maintenance of that sense of well-being is a critical foundation of political stability. The transition to a renewable resource-based economy must be careful to reinforce and not undermine that sense of well-being.

  • One- to Four-Family Properties with Multiple Losses Insured by the National Flood Insurance Program

    What are the characteristics of properties that have experienced multiple flood losses (e.g., percentage of overall claims payments, number of losses, and structure characteristics)? What are the socioeconomic characteristics of multiple loss property (MLP) households and the communities in which they are located? What percentage of MLPs have been mitigated, what are the socioeconomics characteristics of neighborhoods where MLPs have been mitigated, and how effective has mitigation been in reducing risk?

  • The Dollar: The World’s Reserve Currency

    The dollar’s role as the primary reserve currency for the global economy allows the United States to borrow money more easily and impose painful financial sanctions. Other countries are beginning to consider alternatives.

  • U.S. Tech Leaders Want Fewer Export Curbs on AI Chips for China

    Intel Corp. has introduced a processor in China which is designed for AI deep-learning applications despite reports of the Biden administration considering additional restrictions on Chinese companies to address loopholes in chip export controls. Intel’s move is part of an effort by U.S. technology companies to bypass or curb government export controls to the Chinese market as the U.S. government, citing national security concerns, continues to tighten restrictions on China’s artificial intelligence industry.

  • Can You Trust AI? Here’s Why You Shouldn’t

    Across the internet, devices and services that seem to work for you already secretly work against you. Smart TVs spy on you. Phone apps collect and sell your data. Many apps and websites manipulate you through dark patterns, design elements that deliberately mislead, coerce or deceive website visitors. This is surveillance capitalism, and AI is shaping up to be part of it.

  • Florida’s Home Insurance Crisis Isn’t Going Away

    It’s hard to make money selling home insurance in Florida. For one thing, the state is very vulnerable to hurricanes, and those hurricanes are getting stronger thanks to climate change. A legal loophole has made the state a hotbed for fraudulent litigation over insurance claims, and companies lose even more money fighting those lawsuits. And reinsurers are charging insurance companies much higher fees owing to climate change-driven disaster losses.

  • Chinese Legislation Targets U.S. Trade Sanctions

    A day before U.S. Treasury Secretary Janet Yellen arrived in Beijing, China passed a sweeping new Foreign Relations Law that appears to be aimed at countering U.S. trade sanctions. The law comes as the government of President Xi Jinping is pushing back against American efforts to cut off its access to technology to make advanced computer chips and efforts to reduce reliance on Chinese suppliers.

  • Maryland Think Tank Co-Director Charged for Acting as an Agent for China, Iran

    Gal Luft, a dual U.S.-Israeli citizen, allegedly evaded FARA registration while working to advance the interests of China in the United States and seeking to broker the illicit sales of Chinese-manufactured weapons to several countries, and the sale of Iranian oil to China.

  • China’s Gallium and Germanium Controls: What They Mean and What Could Happen Next

    From August, China is to restrict exports of gallium and germanium, two critical elements for making semiconductor chips. China dominates the supply of both elements. The restrictions look likely to lead to higher prices for gallium and germanium, as well as longer delivery times.

  • U.S. Animal Industries Pose Serious Risk of Future Zoonotic Pandemics

    Animal industries in the United States pose serious risk of future pandemics and the U.S. government lacks a comprehensive strategy to address these threats, a new study concludes. The study is the first to comprehensively map networks of animal commerce that fuel zoonotic disease risk in the U.S.

  • Stressed for a Bit? Then Don’t Click It, Cybersecurity Experts Advise

    Workers feeling a specific form of stress are more likely than others to become the victims of a phishing attack. Phishing psychology study explores what makes workers vulnerable.

  • How Secure Are Voice Authentication Systems Really?

    Voice authentication has increasingly been used in remote banking, call centers and other security-critical scenarios. Attackers can break voice authentication with up to 99 percent success within six tries.

  • U.S. Agencies Buy Vast Quantities of Personal Information on the Open Market – a Legal Scholar Explains Why and What It Means for Privacy in the Age of AI

    The issues pf the protection of personal information in the digital age is increasingly urgent. Today’s commercially available information, coupled with the now-ubiquitous decision-making artificial intelligence and generative AI like ChatGPT, significantly increases the threat to privacy and civil liberties by giving the government access to sensitive personal information beyond even what it could collect through court-authorized surveillance.

  • As Cybercrime Evolves, Organizational Resilience Demands a Mindset Shift

    Facing the threat of state-sponsored cyberattack groups, the financial motivations of organized cybercrime gangs and the reckless ambitions of loosely knit hacktivist collectives, organizations are fighting a cybersecurity battle on multiple fronts.

  • Opportunities for Australia–ASEAN Collaboration on Critical Minerals

    Southeast Asia’s energy transition is coming to life as the development of green technologies accelerates across the region. Securing critical minerals will be crucial to this process, and Australia should work with Southeast Asia to realize their mutual goals in this area.